Wellness Center [Financial Literacy Resources] | Banzai

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Saving

What is Inflation?

Inflation happens when prices increase and purchasing power decreases.

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Housing

All you need to know about purchasing a place to rest your head.

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Borrowing And Credit

GreenPath: A Road to Financial Wellness

GreenPath is a nonprofit organization that can help with your finances.

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Saving

A simple, practical rule for a budget that's easy to implement.

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Budgeting

Teaching Children About Money

These 6 activities teach spending, saving, and investing to kids.

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Budgeting

What’s Next for Cryptocurrency?

Learn everything you need to know about the next big crypto trends.

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How to Boost Your Local Economy

Take action to help pull the economy out of a downward slide.

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5 Health Insurance Questions for 2023

Know about all the health insurance options and learn how to choose a plan that best fits your lifestyle, budget and coverage needs before you pick a plan.

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Taxes

Completing a Return

Filing your tax return doesn't have to be as complicated as it seems.

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Insurance

Life insurance is a smart and inexpensive investment for everyone.

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Budgeting

Quality vs Cost

Get tips to decide where you should splurge and where you should save.

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Saving

Stock Market Basics

Learn how to buy & sell stocks so you can start investing your money.

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Insurance

Health Insurance Basics

A good health insurance plan provides protection in case of an accident or major illness. Take time now to learn how it helps with this simple guide.

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Budgeting

4 Tips for Using Peer-to-Peer Payment Apps

Peer-to-peer payment apps are convenient, but they aren’t without pitfalls. Learn about potential problems before you hit “Send.”

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Saving

Handling High Inflation

What should I do when faced with high inflation and rising prices?

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Budgeting

Preventing Identity Theft

Stay alert against fraud and stay ahead of scammers and thieves.

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Saving

Money Market Accounts

Meet the hybrid account that may be the right saving solution for you.

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Borrowing And Credit

Repaying Student Loans

Student loans are intimidating. Learn how you can start repaying them.

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Running A Business

Professional Help with Your Business

Your business can benefit from the help of experts.

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Mortgage Application Checklist

Applying for a mortgage takes a lot of documentation—prepare with this mortgage application checklist.

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Saving

Preparing for a Recession

How do I know if I could handle a major economic downturn?

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Insurance

Health Savings Accounts

If you have a high-deductible plan, you can allocate tax-free income toward your health with a health savings account.

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Retirement

Transitioning to Retirement

When you’re mapping out the best route to collecting retirement income, there’ll be several forks in the road. But you can arm yourself with knowledge to make informed decisions.

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Taxes

Look ahead to the tax consequences of your financial decisions, so you can legitimately meet your minimum tax obligations.

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Budgeting

The Upside of Frugality

Frugal living not only saves you money, it pays huge dividends. Is a penny saved really a penny earned? Or is there more to it?

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Borrowing And Credit

Working with a Mortgage Lender

Finding a mortgage lender isn't as hard or scary as it seems.

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Budgeting

The Cost of College Life

Going to college incurs a lot of expenses you might not have thought about.

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Insurance

Disability Benefits & Insurance

Disability insurance benefits are the best way for you to know your finances are secure in the event of an acquired disability or sudden illness.

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Unemployment can throw a curve ball at your financial plans, but you can mitigate the damage.

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Running A Business

Documentation for SBA Loans

In order to apply for an SBA loan, you'll need to provide the correct documentation.

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Borrowing And Credit

Refinancing Loans

Stuck making payments on a loan with unfavorable terms? Refinancing may help.

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Taxes

Federal Income Taxes

Federal Income Taxes are charged on all taxable income in a given year. These funds are used for public goods and services.

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Running A Business

Funds to Build Your Business

Growing a business requires a steady flow of money.

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Budgeting

Income and Expenses

Everyone spends money, but many people don't know how to track how much they're spending or how to prioritize it.

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Borrowing And Credit

Using credit can open up big possibilities, but it can also get you in trouble if you aren’t careful

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Budgeting

Checking Out Charities

You've heard people say that it's better to give than to receive. But what does that really mean?

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Budgeting

Teach Financial Literacy at Home

Teaching your family to be financially literate is as simple as involving them in everyday financial decisions.

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Saving

Finding Funds in an Emergency

Wondering what to do in an emergency if you don’t have an emergency fund? Consider these options.

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Saving

Certificate of Deposit

If you need to save aggressively, a high-interest certificate of deposit (CD) may be right for you.

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Budgeting

What a Car Loan Costs

Gearing up to get a car loan is the key to getting wheels.

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To-Dos for Leaving a Job

Whatever your reasons for leaving a job, there are things you need to consider as you transition out of your current position.

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Saving

8 Tips to Reduce Your Food Bill

Food can eat up your budget. Learn how to reduce your food bill with simple steps like limiting trips to restaurants and planning grocery shopping.

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Retirement

Having a will to allocate your estate after you die is essential, so make sure it's done formally and legally.

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Taxes

When tax season comes around, you need to be thorough to make sure you pay what you owe and save where you can.

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How To Manage Your Debt: Strategies & Tools

Most people have to borrow money at some point, and many struggle to pay it back. But debt is a burden that doesn't have to break the bank.

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Saving

Is the Money in My Account Safe?

Yes! Thanks to the FDIC & NCUA, a financial institution is one of the safest places to store money. See how these agencies protect your money.

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Housing

What is a HELOC?

A HELOC is a line of credit that allows you to borrow against the equity in your home.

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Preparing for a Baby

Having a baby? Here’s how to plan financially for such a big change.

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Budgeting

Protect Yourself Online

Learn the basics of cybersecurity to keep your personal and financial information safe online.

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Insurance

Sick and Can’t Work—You’ve Got Options

Illness can befall anyone—take a look at all of your long term and short term options for when you get sick and can’t work.

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Budgeting

What You Need to Know About Student Loan Forgiveness

The Student Debt Relief Plan provides one-time relief of up to $20,000 for around 40 million Americans.

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Borrowing And Credit

Reasons to Refinance

Refinancing can help you get out of debt quicker or pay less in interest if everything lines up.

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Filling Out the FAFSA

If you're considering going to college, you have nothing to lose by applying for federal student aid.

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Borrowing And Credit

When looking for a new car, you have three main options: buy used, buy new, or lease. There are pros and cons to each method.

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Saving

Savings Accounts

Learn how different savings accounts can help pave the way to financial security.

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Borrowing And Credit

When You Can't Afford Your Minimum Payments

If you’ve found yourself unable to make minimum payments, you have options to help improve your situation.

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Ransomware can wreak havoc on anyone’s life, but the more it’s understood, the easier it is to prevent.

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Budgeting

Holiday Budgeting 101

Think through your holiday spending to avoid going into debt (and feeling regret!)

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Retirement

Social Security Basics

Learn how social security works and why more than 90% of US households with someone over 65 are part of the system.

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Saving

7 Tips to Lower Your Utility Bill

Utilities are an important part of our day to day comfort and few of us can function without them. But that comfort and functionality comes with monthly bills.

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Running A Business

Keeping Your Employees

Creating a strong team is key to your company’s growth.

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Budgeting

Give your finances a boost by opening your very own checking account—it’s fast and it’s easy—you’ve just got to know the basics.

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Housing

Making a Down Payment on a House

A down payment is an important element of home buying, but what is it? And how can you save for one?

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Saving

When Times Get Tough

Learn ways to prepare for and shore up your finances when hard times hit.

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Saving

How to Increase Your Gas Mileage

Wallet pain at the gas pump? Learn strategies to increase your gas mileage and get the most out of every gallon.

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50 Internet Safety Tips for 2023

Protect yourself from online threats by learning 50 common internet safety tips regarding protecting yourself and your sensitive information.

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Insurance

There is a wide range of employer-provided benefits that you should consider when looking for a new job.

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Budgeting

Tracking Your Joint Expenses

When you share your life with a partner, you're sharing your finances too. It can be awkward, but it's possible to make good decisions together.

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The Cost of Divorce

It’s important to know what you might face during a breakup.

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Budgeting

3 Jar Allowance For Kids

The 3 jar money system encourages kids to learn about budgeting by splitting their money into saving, spending, and giving categories.

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Government Assistance

Understanding more about government assistance ensures that you’ll know where to turn if you ever need financial aid for the basic stuff you need.

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Housing

The Cost of a Mortgage

The cost of a mortgage depends on the amount you borrow, the APR, and how long you take to repay.

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Separating the myths and the facts about recessions

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Borrowing And Credit

Interest makes a big difference in the money you earn and the money you owe.

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Financial To-Dos for Newlyweds

Getting married? You'll want to get your finances in order ahead of time.

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Housing

Renter's Insurance

If you're renting, it's always a good idea to protect your possessions from disaster.

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Talking to Your Partner About Money

Talking with your partner about finances can be scary—but it doesn’t have to be.

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Borrowing And Credit

Every single time you use credit, the details are added to your credit report and used to influence your credit score.

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Saving

Early Withdrawals From Retirement Savings

Early withdrawals from your retirement savings should only be done after careful consideration in order to avoid negative consequences.

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Budgeting

14 Ways to Cut Household Expenses

Cutting unnecessary expenses in your budget made easy.

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Saving

What is Net Worth?

Net worth is a subtraction of someone’s liabilities from their assets. And, understanding net worth, makes planning for your future gets a whole lot simpler.

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Recognizing and Avoiding Scams

Defend yourself against scammers by learning to recognize red flags.

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Retirement

Setting up a trust is a way to ensure that your assets are handled the way you want them to be after you pass away.

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8 Internet Safety Rules for Kids

Protect kids from online threats by teaching them internet safety rules on cyberbullying, scams, personal info, & online predators.

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Borrowing And Credit

Best Practices for Using a Credit Card

Following these guidelines with your credit card can help give a boost to your credit score.

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Budgeting

Robust safety features and powerful, convenient services make mobile banking options an ideal on-the-go solution.

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Housing

Selling Your Home

Selling your home and buying a new one can be a taxing experience.

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Saving

How to Lower Your Gas Bill

Learn about small changes you can make to lower your natural gas bill.

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Moving is a big undertaking, but planning a budget can help make it go as smoothly as possible.

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Saving

Leaving a Job with a 401(K)

Leaving a job with a 401(k)? Here's what you can do with the money you’ve saved.

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Housing

College Budget Breakdown

Make the first steps toward creating a college budget by learning specifics about fixed and variable expenses.

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Saving

Emergency Funds

An emergency fund is a financial safety net that everybody should have for life's unforeseen challenges.

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Borrowing And Credit

Picking the Right Credit Card for You

Credit cards are useful tools, especially when you choose the right type of card for your needs. Learn how to compare credit cards to find the one that works for you.

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Running A Business

Health Benefits

Offering health insurance can benefit you and your employees.

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Borrowing And Credit

Personal Bankruptcy

Understand the consequences of filing for personal bankruptcy.

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Retirement

Scams Targeting Seniors

Seniors are aggressively targeted by scammers. Learn the red flags to watch out for and common scams that could be attempted on you or someone you love.

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Housing

Find a Place to Rent

For many, finding a place to rent in a tight rental market is daunting, but by preparing in advance, you're more likely to find the perfect place to call home.

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Romance & Dating Scams

Romance scams are on the rise. These scams can hurt your mental health almost as much as they can hurt your finances. See how you can check the validity of the people you meet online.

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Investing

Individual Retirement Accounts

Individual retirement accounts (IRAs) can look intimidating and cryptic when you begin planning for retirement, but there are some foundational lessons to learn so you plan wisely.

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Insurance

Insuring Your Home

If you’re buying a home, you’ll want to protect your investment by getting it insured.

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Saving

What to do With Your Stimulus Check

Stimulus checks are being sent to many Americans across the country in response to Covid-19. What’s the best thing that you can do with yours?

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Taxes

How to Teach Income Tax: Lessons & Resources

Use these activities to help your students get a head start on their future taxes.

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Taxes

Tax Brackets and Statuses

Learn more about how filing statuses and tax brackets impact federal income taxes.

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Investing

Investment Warning Signs and Red Flags

Learn how to identify the warning signs of bad or inappropriate investments.

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Property and Divorce

Divorce law varies throughout the United States, but there are some principles you can follow to protect your financial security.

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Retirement

Portfolio Building

Variety isn’t just the spice of an investor’s life. It’s an essential ingredient.

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Budgeting

Calculating compound interest is much easier with this shortcut.

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Housing

To Buy or Not to Buy?

There are some compelling reasons to buy real estate, but it's not a clear-cut situation for everyone.

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Housing

Working With a Landlord

Renting a home can be a walk on Easy Street or a tug of war with your landlord.

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Budgeting

A debit card is a convenient way to pay, and it pays to know the details of how they work.

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Retirement Savings & Divorce—How Are Assets Split?

Do you know what happens to retirement funds in divorce? If not, read on about marital assets and how they’re disbursed with QDRO.

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Budgeting

Envelope Budgeting [Cash vs. Digital]

Whether it's a cash or a digital envelope system, the envelope budgeting method is guaranteed to help you manage finances like a pro.

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Housing

Renting Rulebook

Use these practical tips to ensure you get the best deal from your rental.

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Running A Business

Attracting Employees

To draw new employees, it’s important to have a well-rounded incentive package.

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Retirement

Making Critical Retirement Choices

Get the answers you need down the road by asking the right questions now.

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Saving

Opening Your First Account

Ready to open your first account at a bank or credit union? Here’s a rundown of everything you need to know.

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Investing

What is a Bull or Bear Market?

What should I do when faced with high inflation and rising prices?

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Budgeting

NFTs can be confusing, learn everything you need to know about them here.

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Budgeting

Your budget is, perhaps, the most important aspect of your financial health.

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Insurance

Auto insurance is like ordering fast food—you have a lot of options.

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Saving

What is Financial Literacy?

Financial literacy is knowing what finances are and how to spend, save, and manage money effectively. But it’s not a light switch—you don’t flip the switch and be done with it.

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What is a Recession

What actually is a recession? What should I expect if one is on the horizon?

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Saving

Meet Your 401(k)

If you’re lucky enough to be introduced to a 401(k), you’ll make a friend for life.

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Budgeting

A Practical Guide to Bitcoin

Bitcoin and cryptocurrency, without the math and the hype.

Become an expert

You can find a pathway to your financial goals with Banzai. With resources that are interactive, easy to use, and free, what are you waiting for? Become an expert today!